Fha Termite Inspection States

Fha and va require treatment when any active infestation of subterranean termites is found.

Fha termite inspection states. The fha requires a termite inspection. Termites carpenter ants carpenter bees and. Va lenders will often require an invoice that shows who paid for the termite inspection. The federal housing administration has specific requirements for termite inspections when an fha loan is being used.

Fha last revised 9 30 2016 s office of single family housing termite treatment exception areas following is the termite treatment exception areas list referred to in the federal housing administration fha single family housing policy handbook sf handbook. Or if the property is located in a state having a mandated wood infestation form then the state mandated form must be used. For purposes of this inspection wood destroying insects include. Va loan rules for termite inspections are different for condo projects.

Va borrowers aren t allowed to pay for the inspection on a home purchase in all but nine states. Department of veterans affairs commonly known as a va loan the home in question must undergo inspection. Below you ll find a basic overview of fha inspection requirements for termites and other wood destroying insects. When a clear inspection report is required on an existing property seeking fha mortgage insurance.

Both home sellers and real estate agents have historically expressed concern over this limitation which almost always results in the seller covering this cost. It only requires a termite inspection if the property has signs of active termites or the region in which the. Hud hoc reference guide pest control tip zones chapter 1 appraisal property requirements page 1 23a. Hud termite inspection reporting and requirements.

These requirements are outlined in hud handbook 4000 1 also known as the single family housing policy handbook. According to the va a wood destroying insect inspection is required in low rise and high rise units only when the fee appraiser observes a potential problem there are some situations that allow the termite inspection to be waived in second story or higher condo units. Termite infestation probability zones tip zones click on a state below to obtain tip zone information for your area. A loan from the federal housing administration also called the fha or a private lender works a little differently.

This table is referenced in sf handbook. While effective post construction termite control treatments can be made the vast majority of these treatments take place after damage has already occurred. Not all properties are subject to termite inspections under fha. The national pest management association form npma 33 wood destroying insect inspection report must be completed.