Is Termite Damage Covered By Homeowners Insurance

Damage caused from termites or termite removal won t be covered on your homeowners or condo policy.

Is termite damage covered by homeowners insurance. The cost to remove termites and repair their damage is generally not covered by your homeowners insurance. While homeowners insurance is meant to protect your family s belongings assets and the dwelling itself against common hazards and perils termite damage is not a. Unfortunately termites wood eating insects that cause up 5 billion in property damage each year are not covered by homeowners insurance except in very rare circumstances. According to the national pest management association termites cause 5 billion in property damage each year.

Termite infestations may be prevented with routine home maintenance and is the responsibility of the homeowner. Termites rotting the frame of your home you can prevent. A tornado you cannot prevent. Giulianti a lawyer in boca.

Termites eat wood including the support beams in your house or the walls. In the vast majority of cases however homeowners insurance policies will not cover damage caused by termites or any other vermin insect or pest. Can termites actually damage my home. Termite damage and home insurance homeowners insurance does not cover damage from insects whether it s from termites bed bugs or another infestation says stacey a.

Home insurance companies consider termite infestations to be preventable so the cost of termite wreckage and removal will come out of your pocket. Why termites generally aren t covered by homeowners insurance. Termites differ from other commonly covered hazards in that they are considered preventable. Though it covers a broad range of events homeowners insurance typically does not cover termite damage.